body {
  margin:  15px 15px 15px 15px;
  padding:0; 
  border:0;
  background-color:#EEEEEE;
  font: normal normal normal 12px "Verdana";
  color:Black;
}

.header 
{
  background-image:url(images/logo2gray.jpg);
  background-repeat:repeat-x;
  background-position:0px 0px;
}


table {
  border:0;
  margin:0;
  padding:0;
}
td {
  border:0;
  margin:0;
  padding:0;
  font: normal normal 12px "Verdana";
  color:Black;
  text-align:left;
  vertical-align:top;
}

tr {
  border:0;
  margin:0;
  padding:0;
}

font {
  font: normal normal 12px "Verdana";
  color:Black;
}

.bigHead {
  color:#dd352c;
  font-weight:bold;
  font-size:18px;
  margin-top:15px;
  margin-bottom:15px;
}

.emph {
  font-weight:bold;
}

img 
{
  border:0;
  margin:0;
  padding:0;
}

p 
{
  text-align:left;
  margin-top:0;
  margin-left:10px;
  margin-bottom:10px;
  margin-right:10px;
}

h1 
{
  font-family:Verdana;
  font-variant:small-caps;
  color:#dd352c;
  font-weight:bold; 
  font-size:18px;
  margin-bottom:5px;
}

.hred
{
  font-family:Verdana;
  color:#dd352c;
  font-weight:bold; 
}

h2 
{
  font-family:Verdana;
  color:navy;
  font-weight:bold; 
  font-size:16px;
  margin-top:15px;
  margin-bottom:5px;
}

h4 
{
  font-family:Verdana;
  color:Black;
  font-weight:bold; 
  font-size:12px;
  margin-top:15px;
  margin-bottom:5px;
}
  
a {
   border:0;
   margin:0;
   padding:0;
   text-decoration:none;
   }   
 a:link { 
   border:0;
   margin:0;
   padding:0;color: navy }
 a:visited { color: gray }
 a:hover { text-decoration: underline }
 a:active { text-decoration: underline }